πŸ“ Sydney, NSW πŸ• 24/7 accident assistance βœ‰οΈ info@upperstar.com.au
Not at fault? You pay nothing. πŸ“ž 0451 608 666
β˜… Accident Replacement Vehicles

Not your fault?
Keep driving β€” at no cost to you.

If your car was damaged in an accident that wasn't your fault, Upper Star puts you in a like-for-like replacement vehicle while yours is off the road β€” with zero out-of-pocket cost. We recover everything from the at-fault party's insurer.

$0Out of pocket
Like-for-likeMatched to your car
No claim impactDoesn't touch your insurance
Why drivers choose usβ˜… Premium fleet
No upfront paymentYou never pay a deposit, hire fee or excess.
Same-class vehicleSedan, SUV, prestige, ute or van β€” matched to yours.
Fast deliveryOften same-day, delivered to you or your repairer.
We handle the claimWe pursue recovery from the at-fault insurer for you.
Subject to eligibility & assessment Β· Australia-wide partners
The Upper Star difference

Everything handled. Nothing out of pocket.

You've already had a bad day. Getting back on the road shouldn't add to it.

$0 to you

No bond, no daily rate, no excess. The at-fault party's insurer covers the cost of your replacement.

Like-for-like

Drive something equivalent to your own car β€” not a downgrade. Prestige and commercial matches available.

Your cover untouched

Because the cost is recovered from the other driver, your own policy and no-claim bonus stay intact.

We do the paperwork

From assessment to recovery, our team manages the claim with the at-fault insurer so you don't have to.

How it works

Back on the road in four steps

1

Had an accident

You're involved in a collision that wasn't your fault and your car is damaged or undriveable.

2

Call Upper Star

Get in touch β€” or your repairer refers you. We confirm eligibility in minutes.

3

We deliver a match

A like-for-like replacement is delivered to you or your repair shop, often the same day.

4

We recover the cost

You drive while yours is repaired. We pursue all hire costs from the at-fault insurer.

Am I eligible?

If this sounds like you, you likely qualify.

βœ“
The accident wasn't your faultAnother driver was at fault and can be identified.
βœ“
Your vehicle is being repaired or is undriveableDamage from the accident has put your car off the road.
βœ“
You hold a valid driver's licenceAnd you genuinely need a vehicle to keep moving.
βœ“
The at-fault driver is insured or identifiableSo costs can be recovered on your behalf.
$0

That's what eligibility costs you.

Not sure if you qualify? It takes one short call. Tell us what happened and we'll confirm on the spot β€” no obligation, no cost.

Check my eligibility β†’ πŸ“ž Speak to us now
The fleet

Matched to what you drive

Whatever you were driving, we have an equivalent. Like-for-like means like-for-like.

Sedan replacement vehicle

Sedans & Hatchbacks

Corolla Β· Camry Β· i30 class

Economical, comfortable everyday drives for city and commute.

SUV replacement vehicle

SUVs & 4WDs

RAV4 Β· CX-5 Β· Prado class

Higher ride, more space β€” ideal for families and bigger loads.

Prestige European replacement vehicle

Prestige & Euro

Mercedes Β· BMW Β· Audi class

If you drive premium, you'll be matched to premium. No downgrade.

Ute and van replacement vehicle

Utes & Vans

HiLux Β· Ranger Β· Transit class

Keep your trade or business running with a commercial-grade match.

For repairers, brokers & smash repair shops

Give your customers a car
while you do the work.

Refer your not-at-fault customers to Upper Star and we'll get them into a matched replacement β€” fast, paperwork handled, zero cost to them. You keep the car in your workshop longer, and your customer stays mobile and happy.

Become a referral partner β†’
Same-day delivery to your workshop
We manage the entire claim & recovery
Happier customers, longer repair windows
Simple referral β€” one call and we take it from there
Like-for-like across every vehicle class
Questions

The things people ask us

Does it really cost me nothing?+
Correct β€” provided you weren't at fault and the claim is successful, the hire cost is recovered from the at-fault party's insurer. You don't pay a deposit, daily rate or excess. Eligibility is confirmed before you take the vehicle.
Will this affect my own insurance or no-claim bonus?+
No. Because the replacement cost is pursued against the at-fault driver, you don't need to claim on your own policy for the hire vehicle, so your premium and no-claim bonus aren't affected by it.
What kind of car will I get?+
A vehicle equivalent to your own β€” like-for-like. If you drive a family SUV you get an SUV; if you drive a prestige European car, we match that class. Subject to fleet availability at the time.
How quickly can I get a replacement?+
Often the same day once eligibility is confirmed. We can deliver to your home, work, or directly to your repairer.
How long can I keep the vehicle?+
Generally for the reasonable period your own car is off the road being assessed and repaired. We coordinate timing with your repairer.
What if I'm not sure I'm eligible?+
Just call us and describe the accident. We'll assess it on the spot at no cost and with no obligation. If you don't qualify, we'll tell you straight away.
Request a vehicle

Let's get you moving.

Fill in your details and we'll call you back, or reach us directly any time.

24/7 accident line0451 608 666
Service areaSydney & Greater NSW
No obligation Β· We'll confirm eligibility before anything else.